{"id":13572,"date":"2025-10-06T19:25:26","date_gmt":"2025-10-06T19:25:26","guid":{"rendered":"https:\/\/www.radiovision.com.mx\/?p=13572"},"modified":"2025-10-06T19:25:43","modified_gmt":"2025-10-06T19:25:43","slug":"infonavit-elimina-sistema-de-1080-puntos-nuevos-requisitos-para-acceder-a-un-credito-de-vivienda","status":"publish","type":"post","link":"https:\/\/www.radiovision.com.mx\/?p=13572","title":{"rendered":"Infonavit elimina sistema de 1,080 puntos; nuevos requisitos para acceder a un cr\u00e9dito de vivienda"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Ciudad de M\u00e9xico, 6 de octubre de 2025.<\/strong> \u2014 El Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) anunci\u00f3 cambios significativos en el proceso para acceder a un cr\u00e9dito hipotecario, eliminando el esquema anterior que requer\u00eda un m\u00ednimo de 1,080 puntos para precalificar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Con el nuevo modelo, ahora solo se necesitan <strong>100 puntos<\/strong> para comenzar el tr\u00e1mite de adquisici\u00f3n de vivienda, lo que representa una flexibilizaci\u00f3n del acceso, especialmente para trabajadores con ingresos bajos y j\u00f3venes que inician su vida laboral.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Entre los <strong>requisitos m\u00ednimos<\/strong> para precalificar se encuentran:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tener empleo formal<\/li>\n\n\n\n<li>No contar con una vivienda propia<\/li>\n\n\n\n<li>Percibir entre 1 y 2 salarios m\u00ednimos<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Uno de los aspectos destacados de esta nueva pol\u00edtica es que <strong>los j\u00f3venes trabajadores podr\u00e1n solicitar un cr\u00e9dito con apenas seis meses de antig\u00fcedad laboral<\/strong>, lo que antes no era posible bajo el sistema de puntaje anterior.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El Infonavit busca con estos cambios ampliar el acceso a la vivienda social y adaptarse a las nuevas realidades del mercado laboral y la econom\u00eda nacional. Las modificaciones tambi\u00e9n apuntan a reducir la informalidad y promover el cumplimiento de derechos laborales como el acceso a una vivienda digna.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El instituto inform\u00f3 que estos ajustes forman parte de una estrategia para democratizar el acceso al cr\u00e9dito y permitir que m\u00e1s personas puedan construir su patrimonio desde etapas tempranas de su vida productiva.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ciudad de M\u00e9xico, 6 de octubre de 2025. \u2014 El Instituto del Fondo Nacional de la Vivienda para los Trabajadores<\/p>\n","protected":false},"author":1,"featured_media":13573,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","_eb_attr":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[29],"tags":[660],"class_list":["post-13572","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nacional","tag-infonavit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Infonavit elimina sistema de 1,080 puntos; 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